In this section
Trading Standards
For more information on the work of Trading Standards services - and the possible consequences of not abiding by the law - please see 'Trading Standards: powers, enforcement and penalties'.
In this update
The 'Bonding' section in part 1 has been updated to include AITO Financial Protection Services Ltd, which has recently gained approval from the Department for Business and Trade. The guide has also been updated to reflect the changes made by the Digital Markets, Competition and Consumers Act 2024.
Last reviewed / updated: September 2025
Key legislation
- Consumer Credit Act 1974
- Fraud Act 2006
- Consumer Rights (Payment Surcharges) Regulations 2012
- Consumer Rights Act 2015
- Payment Services Regulations 2017
- Package Travel and Linked Travel Arrangements Regulations 2018
- Digital Markets, Competition and Consumers Act 2024
Please note
This information is intended for guidance; only the courts can give an authoritative interpretation of the law.
The guide's 'Key legislation' links go to the legislation.gov.uk website. The site usually updates the legislation to include any amendments made to it. However, this is not always the case. Information on all changes made to legislation can be found by following the above links and clicking on the 'More Resources' tab.