In the guide

This guidance is for England, Scotland and Wales

Financial Conduct Authority guidance

The Financial Conduct Authority (FCA) is the regulator for credit and other financial matters, and its website contains a wide range of information for businesses. All businesses carrying out consumer credit activities must be authorised by the FCA.

The FCA is responsible to HM Treasury but is funded by the firms it regulates rather than the Government.

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In this update

No major changes.

Last reviewed / updated: September 2023

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Key legislation

There is no key legislation for this guide.

Please note

This information is intended for guidance; only the courts can give an authoritative interpretation of the law.

The guide's 'Key legislation' links often only shows the original version of the legislation, although some amending legislation is linked to separately where it is directly related to the content of a guide. Information on changes to legislation can be found by following the above links and clicking on the 'More Resources' tab.

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Consumer enquiries from England, Scotland and Wales are handled by the Citizens Advice Consumer Service who can be contacted by telephone on 03454 04 05 06. Consumer enquiries in Northern Ireland are handled by ConsumerLine who can be contacted by telephone on 0300 1236262. Call charges may vary.

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Business enquiries are dealt with by your local council. Use the Chartered Trading Standards Institute's postcode finder to locate your local trading standards team.

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